mediloop
4.6 · 134,000+ members
247members lowered bills this week·$1.3Moff

mediloop lowers your medical bills.

Send Agent Loop a bill. We audit every line, catch the errors, and negotiate with the provider. Members save 60–80% on average.

Pay only if we save you moneyHIPAA compliant
Agent Loop, the mediloop fox
Hospital Bill · Resolved
$8,420$2,120
You saved+$6,300
−$10,640Imaging· Kansas City, MO· 2h ago
−$12,838Imaging· Atlanta, GA· 1h ago
−$6,994Outpatient· San Diego, CA· 3h ago
−$11,736Cardiology· Charlotte, NC· 3h ago
−$16,277Imaging· Portland, OR· 27 min ago
−$4,167Imaging· Austin, TX· 52 min ago
−$3,052Surgery· Nashville, TN· 1h ago
−$10,984Specialist· Indianapolis, IN· 1h ago
−$3,046Urgent care· Austin, TX· 2h ago
−$13,113Lab work· Pittsburgh, PA· 7 min ago
−$18,716Surgery· Nashville, TN· 2h ago
−$14,756Specialist· San Diego, CA· 2h ago
−$17,819Imaging· Indianapolis, IN· 4h ago
−$2,385Lab work· San Diego, CA· 46 min ago
−$10,640Imaging· Kansas City, MO· 2h ago
−$12,838Imaging· Atlanta, GA· 1h ago
−$6,994Outpatient· San Diego, CA· 3h ago
−$11,736Cardiology· Charlotte, NC· 3h ago
−$16,277Imaging· Portland, OR· 27 min ago
−$4,167Imaging· Austin, TX· 52 min ago
−$3,052Surgery· Nashville, TN· 1h ago
−$10,984Specialist· Indianapolis, IN· 1h ago
−$3,046Urgent care· Austin, TX· 2h ago
−$13,113Lab work· Pittsburgh, PA· 7 min ago
−$18,716Surgery· Nashville, TN· 2h ago
−$14,756Specialist· San Diego, CA· 2h ago
−$17,819Imaging· Indianapolis, IN· 4h ago
−$2,385Lab work· San Diego, CA· 46 min ago
The case
Receipts, not promises
$0M+

Negotiated off members' medical bills.
And those are just the ones we caught.

Updated in real time across all 50 states
134,000+
Bills successfully reduced
60–80%
Average savings per bill
5 minutes
To open a case
The work
How it works

Three steps. That's the whole thing.

No phone calls. No insurance forms. No legal jargon. Send Agent Loop the case file and let us do the rest.

01

Send in the case file

Snap a photo or drag in a PDF. Itemized bill, EOB, or both.

~2 min · for you
02

Agent Loop investigates

We audit every line, find the errors, and negotiate with the provider directly.

3–14 days · we handle it
03

Case closed, you save

You'll see the corrected bill and exactly what we changed. No savings, no fee.

Money-back · guaranteed
I uploaded my ER bill on a Tuesday. By Friday, Agent Loop had found two duplicate charges and a billing error I never would have caught.
SM
Sarah M.
Austin, TX
−$6,300 saved
An actual case file

This is what Agent Loop actually sends back.

Anonymized for privacy. Numbers verified. The annotations are real.

Hospital itemized statement
St. Bartholomew Medical Center
Acct #842-19A · Visit 03/14/26
Patient owes
$11,990
CPTDescriptionCharge
99284ER visit, level 4$2,480
70450CT scan, head w/o contrast$3,960
70450CT scan, head w/o contrast$3,960
36415Routine venipuncture$185
J1885Ketorolac injection$240
85025CBC w/ differential$170
0048TCardiac MRI (deleted code)$995
Original charges$11,990
After Agent Loop$4,790
Agent Loop's notes
  • 1
    Overcharge
    120% above fair price for ZIP
  • 2
    Duplicate
    Same scan billed twice, 14 min apart
  • 3
    Above market
    Negotiated to standard $60
  • 4
    Wrong code
    0048T retired in 2022, removed entirely
Member saved
$7,200
~60% off the original bill.
A note on price

The bill,
not yours.

A medical bill is a negotiation pretending to be a receipt. Hospitals use a single chargemaster price for every patient — then privately discount it 50–80% for insurers, employers, and people who know to ask. Nobody actually pays the printed number. You shouldn't either.

The whole system runs on the assumption you won't fight it. Most people don't. We do — line by line, code by code — and send back the number you should have gotten in the first place.

What Agent Loop catches

The errors hospitals hope you'll miss.

80% of medical bills contain errors. We're trained on six categories of them — here's what we look for, and what we typically save.

011 in 4 bills

Duplicate charges

The same procedure billed twice, often under different codes to make it harder to spot.

Avg. catch$840
021 in 5 bills

Upcoded procedures

A 15-minute office visit billed as a complex 40-minute case. Coding levels can quietly add thousands.

Avg. catch$1,840
031 in 6 bills

Phantom services

Charges for medications, supplies, or procedures the medical record doesn't mention.

Avg. catch$420
04Often illegal

Surprise out-of-network

An in-network hospital with an out-of-network provider. Often disputable under the No Surprises Act.

Avg. catch$3,200
05Most bills

Inflated chargemaster

The 'list price' is rarely what insurers actually pay. We negotiate to fair-market rates.

Avg. reduction50–70%
06Often disputable

Bundling errors

Procedures unbundled to bill separately at higher rates, in violation of CPT coding rules.

Avg. recovery$1,600
Estimator

See what you could save in 30 seconds.

Instant estimate based on the median outcome from 134,000+ bills. No signup, no card.

Case intake

Tell Agent Loop about your bill.

30 seconds. No signup, no card. Estimate based on the median outcome from 134,000+ bills.

$
Send Agent Loop my bill →
Verdict
$6,048
A median 72% reduction for emergency room visit.
Estimate uses CPT-code benchmarks, your state's fair-price data, and outcomes from similar bills. With our money-back guarantee, you only pay if we save you money.
DIY vs. mediloop

You shouldn't need a law degree to fight a bill.

The same dispute, two paths. The math isn't subtle.

Doing it yourself

You, alone

10–20%
Average savings rate after 10+ hours
  • Self-taught CPT and ICD coding
  • No fair-price database access
  • Phone calls during business hours
  • No leverage, no team
  • If it doesn't work, you're stuck
With Agent Loop

You, with a team

60–80%
Average savings rate. Five minutes of effort.
  • Full eight-check audit per bill
  • 50-state fair-price database
  • Certified RNs and billing coders on your case
  • You make zero phone calls
  • Money-back if we don't reduce your bill
vs.
The receipts
Member outcomes

Real bills. Real savings.

Anonymized for privacy. Numbers verified.

4.6 on Trustpilot · 4,200+ reviews

I uploaded my ER bill on a Tuesday. By Friday they'd found two duplicate charges and a billing error I never would have caught.

SM
Sarah M.
AUSTIN, TX · ER VISIT
−$6,300

I'd been losing sleep over a $4,500 imaging bill for months. mediloop got it down to $1,200. Clearer breakdown than the hospital ever provided.

JK
James K.
DENVER, CO · MRI
−$3,300

After my surgery the bills kept coming. I was overwhelmed. mediloop reviewed all four, found errors in three, and negotiated the rest.

ML
Maria L.
PHOENIX, AZ · SURGERY
−$8,400

I was about to send the whole bill to collections and just give up. mediloop knocked it down by 70% in under three weeks.

DR
David R.
ATLANTA, GA · ICU STAY
−$12,800

My maternity bill had three duplicate charges and an overstated room rate. mediloop caught all of it and the hospital corrected the statement within two weeks.

PC
Priya C.
SEATTLE, WA · MATERNITY
−$4,200

Skeptical at first. Then they reduced my anesthesiologist's $3,200 surprise bill to $0 under the No Surprises Act.

TJ
Tyler J.
MIAMI, FL · ANESTHESIA
−$3,200
Built for trust

Your records, locked tight.

Healthcare data deserves more than a checkbox. HIPAA compliant. Encrypted end-to-end. Access controlled.

HIPAA compliant

BAA on request

256-bit AES encryption

In transit & at rest

Access controlled

Role-based + MFA

Audit logged

Every action tracked

Pricing

Simple, risk-free pricing.

No subscriptions hidden in fine print. No savings, no fee.

EOB Review

Quick audit of your insurance Explanation of Benefits.

$69one-time
  • Full EOB line-by-line audit
  • Coverage & coding error detection
  • Written report in 48 hours
  • Email support

Pay Per Bill

Full audit + negotiation on a single medical bill.

$129one-time
  • Everything in EOB Review
  • Direct provider negotiation
  • Dedicated case specialist
  • Itemized bill audit
  • Money-back if no savings

Stop overpaying for things you didn't get.

Join 134,000+ Americans who refused to be overcharged. Send Agent Loop your bill — case opens in five minutes.

Money-back guaranteeHIPAA compliant5-min upload